Securing financing is just one part of a home purchase. Coldwell Banker, The Real Estate Group, Inc. is experienced at aiding both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a real estate pro experienced at the business side of real estate.


Let Coldwell Banker, The Real Estate Group, Inc. assist you in applying for a loan in Appleton.

For a lot of people, applying for mortgage financing is one of the more stressful aspects of purchasing a house. But it doesn't have to be. I've got great connections to several mortgage lenders in Appleton, and they've helped me recognize a few things that can make the process of applying for a loan effortless.

1 – Put together a list of questions about your loan program

Be sure to bring a list of questions with you if you do not entirely comprehend the advantages and disadvantages of the various programs. It is hard to know the distinctions between fixed and adjustable rate mortgages. I or one of my lenders will assist you with understanding the advantages and disadvantages of each.

2 – Determine when to lock

By locking in the interest rate, the mortgage lender is keeping to the mortgage interest rates for the loan – commonly at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day you apply for your loan and closing. Those who prefer to float conclude the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to reduce your rate

When you opt to pay additional points to lower the rate of your loan, you will pay for them in cash at closing. Every point is 1 percent of the mortgage loan. Click here to use our points calculator. This tool will assist you in determining if buying points is the best option for you.

4 – Bring your paperwork

Obtaining a loan requires lots of paperwork, so you should take some time to get all your documents together. Click here to see typical questions you'll have to answer on a loan app.

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5107 N Ballard Rd Appleton, WI 54913-8968
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